.refer{--ink: #0e2a24;--green: #0f4c41;--cream: #fff8f5;--panel: #f5f1ea;--circle: #e9e2d9;--blue: #55b6e0;--blue-dark: #2b8fbd;--sky: #a2daf2;--line: #ded6cb;--error: #c0392b;position:relative;background:var(--cream);color:var(--green);font-family:Montserrat,sans-serif;padding:150px max(20px,4vw) 96px}.refer h1,.refer h2,.refer h3{font-family:Collier,Montserrat,sans-serif;font-weight:500;margin:0}.refer p{font-weight:300;margin:0}.refer__band{position:absolute;left:0;right:0;top:0;height:520px;background:var(--ink);z-index:0}.refer__curve{position:absolute;left:0;bottom:-1px;width:100%;height:150px}.refer__grid{position:relative;z-index:1;display:grid;grid-template-columns:5fr 7fr;gap:64px;align-items:start;max-width:1296px;margin:0 auto}.refer__intro h1{font-size:clamp(40px,4.6vw,62px);line-height:1;letter-spacing:-.03em;color:var(--cream);margin-bottom:22px}.refer__intro h1 .accent{color:var(--sky)}.refer .refer__lede{font-size:18px;line-height:1.5;color:#fff8f5d9;margin-bottom:96px}.refer__ways-title{font-size:22px;margin-bottom:14px}.refer__ways{list-style:none;padding:0;margin:0;display:grid;gap:12px}.refer__ways li{display:flex;gap:16px;align-items:flex-start;padding:16px 20px;border:1px solid var(--line);border-radius:10px;background:var(--cream)}.refer__icon{flex:0 0 44px;height:44px;border-radius:50%;background:var(--circle);display:grid;place-items:center;color:var(--green)}.refer__ways strong{display:block;font-size:16px;line-height:1.2;font-weight:600;margin-bottom:3px}.refer__ways a{display:block;font-size:17px;line-height:1.25;font-weight:500;color:var(--blue-dark);text-decoration:none}.refer__ways a:hover{text-decoration:underline}.refer__ways .refer__value{display:block;font-size:17px;line-height:1.25;font-weight:500;color:var(--blue-dark)}.refer__ways small{display:block;font-size:12px;line-height:1.3;color:#7a7268;margin-top:5px;font-weight:300}.refer__ways small a.refer__pdf{display:inline;font-size:12px;font-weight:500;text-decoration:underline}.rf{background:#fff;border:1px solid var(--line);border-radius:10px;padding:36px;box-shadow:0 20px 50px #0e2a2424;display:flex;flex-direction:column}.rf-head h2{font-size:26px;margin-bottom:6px}.rf-head p{font-size:14px;margin-bottom:22px}.rf-stepper{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;margin:0 0 28px;padding:0;list-style:none;font-size:13px}.rf-stepper li{padding:8px 0 10px;border-top:4px solid var(--line);color:#7a7268}.rf-stepper li.past{border-top-color:var(--sky)}.rf-stepper li.on{border-top-color:var(--blue);color:var(--green);font-weight:600}.rf-body{display:flex;flex-direction:column;flex:1}.rf-step{flex:1}.rf-field{margin-bottom:18px}.rf-field>label{display:block;font-size:14px;font-weight:500;margin-bottom:6px}.rf-field label i,.rf-check i{color:var(--error);font-style:normal}.rf-hint{display:block;font-size:12px;font-weight:300;color:#7a7268;margin-top:2px}.rf-field input:not([type=checkbox]):not([type=file]),.rf-field select,.rf-field textarea{width:100%;height:48px;border:1px solid var(--line);border-radius:6px;background:#fff;padding:0 14px;font:inherit;font-size:14px;color:var(--green)}.rf-field textarea{height:auto;padding:12px 14px;resize:vertical}.rf-field input::-moz-placeholder,.rf-field textarea::-moz-placeholder{color:#9a9186}.rf-field input::placeholder,.rf-field textarea::placeholder{color:#9a9186}.rf-field input:focus,.rf-field select:focus,.rf-field textarea:focus,.rf-seg button:focus-visible,.rf-cta:focus-visible,.rf-back:focus-visible{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue)}.rf-files__list{list-style:none;margin:0 0 8px;padding:0;display:grid;gap:6px}.rf-files__list li{display:flex;align-items:center;gap:10px;padding:8px 10px 8px 14px;border:1px solid var(--line);border-radius:6px;background:var(--panel);font-size:14px}.rf-files__name{flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.rf-files__size{font-size:12px;color:#7a7268}.rf-files__list button{display:grid;place-items:center;width:26px;height:26px;border:0;border-radius:4px;background:transparent;color:var(--green);cursor:pointer}.rf-files__list button:hover{background:var(--circle)}.rf-drop{display:flex;align-items:center;justify-content:center;gap:10px;min-height:56px;padding:12px 14px;border:1px dashed var(--line);border-radius:6px;background:#fff;font-size:14px;color:#7a7268;cursor:pointer}.rf-drop:hover,.rf-drop--over{border-color:var(--blue);color:var(--green);background:#f4fafd}.rf-drop input{position:absolute;width:1px;height:1px;opacity:0;overflow:hidden}.rf-drop:has(input:focus-visible){outline:2px solid var(--blue);outline-offset:1px}.rf-row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}.rf-seg{display:inline-flex;flex-wrap:wrap;border:1px solid var(--line);border-radius:6px;overflow:hidden}.rf-seg button{padding:12px 18px;font:inherit;font-size:14px;color:var(--green);background:#fff;border:0;border-right:1px solid var(--line);cursor:pointer}.rf-seg button:last-child{border-right:0}.rf-seg button.on{background:var(--ink);color:#fff}.rf-checks{display:flex;flex-wrap:wrap;gap:8px 24px}.rf-check{display:flex;gap:10px;align-items:center;font-size:14px;font-weight:400;cursor:pointer}.rf-check input{width:16px;height:16px;margin:0;accent-color:var(--ink)}.rf-check--block{align-items:flex-start;line-height:1.5;margin-bottom:14px}.rf-check--block input{margin-top:4px}.rf-check--err{color:var(--error)}.rf-field--err input:not([type=checkbox]),.rf-field--err select,.rf-field--err textarea,.rf-field--err .rf-seg,.rf-field--err .rf-checks{border-color:var(--error);outline:1px solid var(--error);border-radius:6px}.rf-field--err .rf-checks{padding:6px 8px;margin:-6px -8px}.rf-err{display:flex;align-items:center;gap:6px;margin:6px 0 14px;font-size:13px;font-weight:500;color:var(--error)}.rf-field .rf-err{margin-bottom:0}.rf-banner{display:flex;gap:10px;align-items:flex-start;margin-bottom:18px;padding:12px 14px;border-radius:8px;background:#fdecea;color:#8a2b22;font-size:14px;line-height:1.5}.rf-banner a{color:inherit;font-weight:600}.rf-review{background:var(--panel);border-radius:8px;padding:18px 20px;margin-bottom:20px}.rf-review h3{font-family:Montserrat,sans-serif;font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:600;color:#7a7268;margin-bottom:10px}.rf-review dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:8px 18px;font-size:14px}.rf-review dt{font-weight:600}.rf-review dd{margin:0;font-weight:300;overflow-wrap:anywhere}.rf-foot{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:8px;padding-top:20px;border-top:1px solid var(--line)}.rf-foot small{font-size:12px;color:#7a7268;margin-left:auto;margin-right:16px}.rf-back{font:inherit;font-size:14px;font-weight:500;color:var(--green);background:none;border:0;cursor:pointer;padding:0}.rf-cta{display:inline-flex;align-items:center;gap:7px;border:0;border-radius:6px;padding:7px 7px 7px 14px;background:var(--blue);color:#fff;font:inherit;font-size:15px;font-weight:500;cursor:pointer;white-space:nowrap;transition:background .2s}.rf-cta:hover{background:#349bc8}.rf-cta:disabled{opacity:.7;cursor:default}.rf-cta span{display:grid;place-items:center;width:24px;height:24px;border-radius:4px;background:var(--cream);color:var(--blue)}.rf-spin{animation:rf-spin 1s linear infinite}@keyframes rf-spin{to{transform:rotate(360deg)}}.rf-legal{font-size:12px;color:#7a7268;line-height:1.5;margin-top:18px}.rf-done{text-align:center;padding:24px 0 8px;flex:1}.rf-done__icon{display:grid;place-items:center;width:64px;height:64px;margin:0 auto 16px;border-radius:50%;background:#e3f3ea;color:#2c6253}.rf-done h3{font-size:28px;margin-bottom:10px}.rf-done p{font-size:15px;line-height:1.55;max-width:44ch;margin:0 auto 8px}.rf-ref{font-size:13px;color:#7a7268}.rf-ghost{margin-top:20px;font:inherit;font-size:15px;font-weight:500;color:var(--green);background:transparent;border:1px solid var(--line);border-radius:6px;padding:9px 16px;cursor:pointer}@media(min-width:1001px){.rf{min-height:1100px}.rf-foot{margin-top:auto}}@media(max-width:1000px){.refer{padding-top:110px}.refer__band{height:450px}.refer__curve{height:90px}.refer__grid{grid-template-columns:1fr;gap:36px}.refer .refer__lede{margin-bottom:56px}.rf{padding:24px 18px}.rf-row2{grid-template-columns:1fr}.rf-stepper{font-size:12px}}